Unfortunately, companies which issue a payday cash loan to desperate borrowers have achieved a horrible reputation due to the careless actions of a select few who have decided that the guidelines of legality and morality do not pertain to them; however, these select few are the exception rather than the rule. Payday loans can serve a very noble purpose to a borrower who is simply in need of a small infusion of cash for a short period of time and can be obtained with very little risk if you are willing to do your homework.

We did. Underneath you will find a list of the most reputable companies in the business of short term payday loans. If you are going to take out a payday loan, these are the people to see.

Online companies: If you are one of those people who simply doesn’t get out a whole lot you may wish to take out a payday cash loan from a company that operates on the net. This will allow you to do all of your paperwork from home, and you will generally receive your money very quickly. Be aware, however, that most of these companies will require you to give them your bank account information so that your money can be credited by direct deposit. If you are uncomfortable with releasing your private financial information online it would be worth the drive to visit a company that is willing to simply cut you a check.

1) We Give Cash-This company guarantees that you will receive your money within an hour, up to $1500, with payment due on the next payday.

2) Order Cash Now-Order Cash Now works with over 35 different lenders to ensure that you get your cash quickly without hassle.

3) Central Payday Advance-If you work with Central Payday Advance you will be able to borrow up to $1500; however, if will take up to 24 hours for your application to go through. 4) 121 Cash Advance-This company will allow you to borrow up to $1500; however, you must have a steady paycheck and a well established checking account in good standing.

5) Fast Friendly Loans-This company also offers loans up to $1500 within an hour without a credit check.

6) Paycheck Today-This lender has borrower’s fee of $30/100, with a maximum loan of up to $1000. Their loans will come due on your next payday.

7) Cash Central-In a recent review of payday lenders this company came out as number one. They have a variable APR and a borrower’s fee of $15-25/100. Maximum loan is $700, and approval will be granted within 24 hours. Repayment dates vary on a case to case basis.

If you are among those who prefer to keep your private information private there are a number of companies which operate from a physical location. Chances are that a quick search will reveal one of these companies. Be sure to do your homework and compare these companies to the terms given by the companies listed above before signing on the dotted line.